Non-Agricultural Loan
Loan Schemes
What is a Non-Agricultural Loan?
Several kinds of loans are included in this category; every loan has different purpose & interest rates which is regulated by bank. Loans like Education, Housing, Vehicle, Gold, LAP (Loan Against Property) are included in this category.
Types of Non-Agricultural Loan
| Sr.No | Type |
|---|---|
| 1 | HOUSING LOAN – IND |
| 2 | FOUR WHEELER LOAN – IND |
| 3 | OTHER VEHICLE LOAN – IND |
| 4 | LOAN AGAINST DEPOSITS (FDR) |
| 5 | LOAN AGAINST DEPOSITS (CDR) |
| 6 | LOAN AGAINST NSC/KVP |
| 7 | LOAN AGAINST INSURANCE POLICY |
| 8 | EDUCATION LOAN – IND |
| 9 | (5-9 Y) LOAN – SELF HELP GROUP |
| 10 | COMPOSITE LOAN – IND |
| 11 | NON FARM SECTOR (BANKABLE) LOAN – IND |
| 12 | CONSUMER LOAN – IND |
| 13 | GOLD LOAN – IND |
| 14 | LOAN AGAINST PROPERTY – IND |
| 15 | LOAN (OWN FUND) – INDUSTRIAL SOC |
| 16 | LOAN (BLOCK FUND) – INDUSTRIAL SOC |
| 17 | PERSNAL CREDIT LOAN – IND |
| 18 | LOAN (YEARLY INSTALMENT) – SOC |
| 19 | EXCISE DUTY TERM LOAN |
| 20 | CUP LOAN (BANK FUNDS) – INDUSTRIAL SOC |
Facilities in Non-Agricultural Loan
- STATEMENT
- SMS
- SUBSIDY (IF APPLICABLE)